Lease vs Buy Auto Calculator

Purchase Option

Monthly Loan Payment:$0.00
Total Cost of Ownership:$0.00
Total Interest Paid:$0.00
Vehicle Equity:$0.00

Lease Option

Monthly Lease Payment:$0.00
Total Lease Cost:$0.00
Disposition Fee:$0.00
Estimated Mileage Charges:$0.00

Comparison

Cost Difference:$0.00 more to lease
Monthly Difference:$0.00 more per month to lease

About Lease vs Buy Auto Calculator

This calculator helps you compare the financial implications of leasing versus buying a vehicle by considering:

  • Purchase price and financing terms
  • Lease payments and conditions
  • Down payment and trade-in value
  • Interest rates and money factors
  • Mileage restrictions and charges

Note: This calculator assumes:

  • Fixed interest rates
  • Regular monthly payments
  • Standard lease terms and conditions
  • No early termination or excessive wear charges
  • Vehicle maintains expected depreciation rate

The actual costs may vary based on:

  • Dealer fees and taxes
  • Maintenance and insurance costs
  • Actual mileage driven
  • Vehicle condition at lease end
  • Market conditions affecting resale value