About Mortgage Payoff vs Investment Calculator

This calculator helps you compare two financial strategies:

  • Making extra payments on your mortgage to pay it off faster
  • Investing the extra money instead of paying extra on your mortgage

The calculator shows you:

  • How much faster you'll pay off your mortgage with extra payments
  • How much interest you'll save on your mortgage
  • How much your investments could grow over the same period
  • Which strategy could leave you better off financially

Note: Investment returns are not guaranteed and past performance doesn't predict future results.